Required Disclosure

Plaid Data & Privacy Notice

Effective Date: January 1, 2025  ยท  Last Updated: March 24, 2025

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About Plaid and Your Financial Data

Runline uses Plaid Technologies, Inc. to securely connect your bank accounts to our service. This page explains exactly what data Plaid collects, what Runline receives, how it's used, and how you can manage or revoke access at any time. You can also review Plaid's full End User Privacy Policy.

What Is Plaid?

Plaid is a financial data aggregation service that acts as a secure intermediary between Runline and your financial institutions. Rather than sharing your banking username and password directly with Runline, you authenticate through Plaid's secure interface, which then provides Runline with a secure token to access only the data you've authorized.

Plaid is used by thousands of financial applications and is regulated under applicable financial data security standards.

What Data Does Plaid Collect?

When you connect your accounts through Plaid, Plaid may collect the following on Runline's behalf:

Data Category Examples Purpose
Account Information Account name, type (checking/savings/credit), masked account number, routing number Display your accounts in Runline
Balance Information Current balance, available balance, credit limit Show real-time account balances
Transaction History Transaction amounts, dates, merchant names, categories Display and analyze your spending
Institution Data Bank name, institution logo Display which bank is connected
Identity Data (if enabled) Name, address, email, phone on file with your bank Account verification
Login Credentials Your bank username and password Handled exclusively by Plaid โ€” never transmitted to Runline

What Data Does Runline Receive?

Runline receives a secure access token from Plaid, not your login credentials. Using this token, Runline retrieves only the data categories you authorized during the connection process. We do not receive or store your banking username or password.

The specific data Runline stores is described in our Privacy Policy.

How Is Your Data Used?

By Runline

By Plaid

Plaid may use your data in accordance with its own privacy policy for purposes including fraud prevention, service improvement, and compliance. Plaid does not sell your personal financial data to advertisers. For full details, see Plaid's End User Privacy Policy.

Your Control and Rights

๐Ÿ”Œ Disconnect Your Accounts

You can disconnect any linked account from within Runline's Settings at any time. This stops Runline from making future data requests. To also revoke Plaid's stored access:

Visit my.plaid.com โ†’

๐Ÿ—‘๏ธ Delete Your Data

To request deletion of the financial data Runline has stored, contact us at [email protected]. We will process deletion requests within 30 days as required by applicable law.

๐Ÿ“‹ Request a Data Copy

You have the right to request a copy of the financial data we hold. Contact [email protected] to make a data portability request.

Security Measures

Both Runline and Plaid implement industry-leading security practices:

Plaid's Independent Privacy Policy

Plaid acts as an independent data processor and controller for certain purposes. Runline's Privacy Policy does not cover Plaid's own data practices. You are encouraged to review:

Questions?

For questions about how Runline uses your Plaid data:

For questions about Plaid's own data practices, contact Plaid directly at plaid.com/legal.