Legal Document

SMS Terms of Service

Effective Date: January 1, 2025  ·  Last Updated: March 24, 2025
Program Name: Runline Text Alerts  ·  Short Code / Sender ID: [YOUR SHORT CODE OR NUMBER]

STOP Unsubscribe from all texts immediately
HELP Receive support info and contact details
YES Confirm your opt-in after signup
Summary: Runline sends automated text alerts about your financial accounts. Message and data rates may apply. Message frequency varies. Reply STOP to cancel. Reply HELP for help. Consent is not a condition of any purchase.

1. Program Description

Runline ("we," "us," or "our") offers a text messaging program ("Runline Text Alerts") that sends automated SMS and MMS messages to enrolled mobile phone numbers. Messages may include:

2. How to Opt In

You may opt in to Runline Text Alerts by:

By opting in, you expressly consent to receiving recurring automated text messages at the mobile number you provided. Consent is not a condition of purchasing any goods or services.

After opting in, you may receive a confirmation text asking you to reply YES to verify your number (double opt-in). Your enrollment is not complete until confirmation is received.

3. Message Frequency

Message frequency varies based on your account activity and the alert types you have enabled. You may receive approximately 5–10 messages per month, though this may be higher during periods of frequent account activity. Transactional and security alerts are sent as events occur.

4. Message and Data Rates

Standard message and data rates may apply depending on your mobile carrier plan. Runline does not charge for text messages beyond any applicable carrier fees. Contact your carrier for details about your messaging plan.

5. How to Opt Out

You may opt out of Runline Text Alerts at any time by:

After opting out, you will receive one final confirmation text acknowledging your request. No further messages will be sent to your number unless you re-enroll. Opting out of promotional messages does not opt you out of transactional or security alerts unless you opt out completely.

6. How to Get Help

Reply HELP to any message to receive a text with our support information. You may also:

7. Supported Carriers

Runline Text Alerts are available on most major US carriers, including AT&T, Verizon, T-Mobile, Sprint, US Cellular, and others. Runline is not liable for delayed or undelivered messages due to carrier limitations or network issues. Message delivery is not guaranteed.

This service is intended for US mobile numbers only unless otherwise stated.

8. TCPA Compliance and Consent

Runline's text messaging program complies with the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, CTIA guidelines, and applicable state laws. We obtain express written consent before sending marketing or promotional messages. Transactional messages (such as security alerts and account notifications) may be sent based on your service relationship with us.

We maintain records of your consent, including the date, time, IP address, and consent language presented at time of opt-in, for a minimum of 5 years or as required by applicable law.

9. Your Phone Number and Privacy

Your mobile phone number is used solely to deliver Runline Text Alerts. We do not sell, rent, or share your phone number with third parties for their marketing purposes. Your number may be shared with our SMS service provider(s) solely for the purpose of delivering messages on our behalf.

For full details on how we handle your data, see our Privacy Policy.

10. Changes to This Program

We may modify or discontinue the Runline Text Alerts program at any time. Material changes will be communicated via text message or through your Runline account. Continued participation after notice of changes constitutes acceptance.

11. Limitation of Liability

TO THE EXTENT PERMITTED BY LAW, RUNLINE IS NOT LIABLE FOR ANY DELAYS, FAILURES, OR ERRORS IN TEXT MESSAGE DELIVERY, OR ANY DAMAGES ARISING FROM YOUR PARTICIPATION IN THE TEXT ALERTS PROGRAM. THIS PROGRAM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.

12. Contact

Questions about this SMS program: