These Terms of Service ("Terms") constitute a legally binding agreement between you and Runline ("Company," "we," "us," or "our"). By accessing or using the Runline website, mobile application, or any related service (collectively, the "Service"), you agree to these Terms and our Privacy Policy.
If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
Runline is a personal financial management platform that allows users to view, organize, and analyze financial account information from multiple financial institutions in a single interface. The Service is provided for informational and personal financial management purposes only.
Runline is not a bank, financial advisor, broker-dealer, investment adviser, or money transmitter. Nothing in the Service constitutes financial, investment, legal, or tax advice.
Runline uses Plaid Technologies, Inc. ("Plaid") to facilitate the connection between your financial institution accounts and our Service. By using account-linking features, you also agree to Plaid's End User Privacy Policy and Plaid's Terms of Use.
By connecting a financial account through Plaid, you:
We display financial data as provided by Plaid and your financial institutions. We make no warranty that data is real-time, complete, or error-free. Always verify important financial information directly with your financial institution.
You may disconnect any linked account from within the Runline dashboard at any time. To separately revoke Plaid's access to your data, visit my.plaid.com. Disconnecting an account does not automatically delete historical data already stored by Runline; to delete your data, see Section 10 or our Privacy Policy.
To use the Service, you must:
You are responsible for all activity that occurs under your account. We are not liable for any loss caused by unauthorized use of your account.
You may use the Service solely for your own personal, non-commercial financial management purposes.
You agree not to:
All content, features, and functionality of the Service — including but not limited to text, graphics, logos, code, and design — are owned by Runline or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes only.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, RUNLINE DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, error-free, or that any defects will be corrected. Financial data displayed is for informational purposes only and may not reflect real-time account balances.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RUNLINE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES.
In no event shall Runline's total liability exceed the greater of (a) the amount you paid to Runline in the 12 months preceding the claim, or (b) $100 USD.
You agree to indemnify, defend, and hold harmless Runline and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) your financial accounts or activity.
We may suspend or terminate your account at any time, with or without notice, for any reason, including violation of these Terms. You may delete your account at any time from your account settings.
Upon termination, your right to use the Service immediately ceases. Provisions that by their nature should survive termination (including Sections 6–9) will do so.
These Terms are governed by the laws of the State of [YOUR STATE], without regard to conflict of law principles. Any dispute arising from these Terms shall be resolved by binding arbitration in [City, State], except that either party may seek injunctive relief in court for intellectual property violations.
Class Action Waiver: You agree to resolve disputes with Runline only on an individual basis and waive the right to participate in class actions or class-wide arbitration.
We may update these Terms from time to time. We will notify you of material changes by email or by displaying a notice in the Service at least 14 days before changes take effect. Your continued use of the Service after the effective date constitutes acceptance of the revised Terms.
For questions about these Terms: